Construction & Development

Control field spend and vendor payments by project, crew, and job.

Global Rewards gives contractors and developers job-level corporate cards for field purchasing and full AP outsourcing for subcontractor and vendor payments — with project-level reporting and spend incentives built in.

Built for general contractors, specialty trades, developers, and multi-project operators.

Incentives Earned QTD

$14,620

Vendors Paid

On Time

Active Projects

Field Cards

$835K

Total AP/Mo

Westfield Office — Phase 2

8 vendors · $214,400

Processing

Harbor View Residential

12 vendors · $488,200

Paid

Metro Industrial Park

5 vendors · $132,800

Paid

Field Card Activity — Today

Superintendent Card · Unit 4

HD Supply — Materials

$3,280

Approved

Foreman Card · Unit 7

Sunoco — Fuel

$184

Approved

Crew Card · Unit 2

Best Buy — Electronics

$840

Declined

The Problem

Field purchasing and vendor payments are the financial blind spot on every job.

When crews need materials to keep a job moving, they can't wait for a purchase order. But uncontrolled purchasing destroys project margins and creates reconciliation nightmares at month-end.

Shared corporate cards across crews lead to unauthorized purchases and personal charges.

Without job-specific cards, field teams share credentials, merchant controls are nonexistent, and your accounting team spends weeks untangling who spent what, where, and why.

22% of shared field card spend is outside policy, per industry-leading research

Without real-time project cost tracking, margin erosion shows up at closeout — too late.

By the time a project wraps, the cost overruns are baked in. Finance teams are playing catch-up against budgets that had no real-time guardrails during execution.

8–12% average margin erosion from uncontrolled field spend, according to industry research

Subcontractor and vendor AP creates payment delays, duplicates, and strained relationships.

Managing dozens of subcontractor invoices across multiple active jobs — manually, through a shared inbox — leads to late payments, rework disputes, and the vendors who remember.

3–5 days average payment delay per vendor invoice, per industry-leading research

Every dollar spent on fuel, materials, and subcontractors could be earning a rebate.

Construction spend is high-volume, high-frequency, and predictable. That's exactly the profile that generates the largest card rebates — and most contractors are leaving all of it on the table.

$80K+ average annual rebates uncaptured by mid-size contractors, based on industry data

Project-Level Controls

Project-level control. Without slowing the job down.

Field teams get instant purchasing power with the controls your finance department requires. Superintendents and foremen move fast — while your office sees every dollar, every transaction, in real time.

Cards scoped to job, cost code, and approved merchant categories
Instant card freeze and limit adjustment from any device
Subcontractor AP handled end-to-end — no manual disbursements
Rebates earned on every dollar of field spend and vendor AP

Job-Specific Field Cards

Create a dedicated card for each project, crew, or cost code. Cards decline automatically when job budgets are exhausted — no surprise overruns.

Vendor & Sub AP Outsourcing

Send subcontractor and supplier invoices to Global Rewards. We process all payments, handle disputes, and follow up — so your PM team stays on the job.

Fuel & Materials Controls

Set MCC-level restrictions so field cards only work at approved merchants — lumber yards, fuel stations, tool suppliers — and nowhere else.

Project-Level Reporting

View every transaction mapped to a job, cost code, or crew. Export for job costing, audits, or owner billings — in any format you need.

Build with better financial controls.

Protect your project margins, streamline vendor payments, and earn incentives on every dollar your business spends.